Warren Buffet’s Best Advice Ever On Retirement Planning And Investing

It is obvious that one day you will retire and you have to take care of that time when you are still young and energetic. Everyone should think of investing in their young age to avoid a lot of worries in their old age.

For one to ensure they invest in their businesses wisely, they should consult advisors and financial institutions to avoid risking or incurring losses. Tim Armour works for The Capital Group Companies which invests in equities as the Chairman and chief executive since July 2015

Recap of Warren Buffet Argument

According to Warren, He Challenges group of fund managers on investing in their companies or S&P500.He says that he can earn more investing in the S&P500 than investing in that enterprise.

Warren also argues that although these companies advise their investors on using passive investment as their safe way to retirement, they should understand it has some risks. He mentions down-market as one of the risks causing massive losses to investors. Tim commented on this opinion and said that as an investor should be creative and have new ways to spend their money in case of market slowdowns.

Warren tries to warn investors on choosing fund manager, where he advises on observing the range of the benchmark index and of that company.

Amour’s Educational and Work Background

Tim Armour is an alumnus of Middlebury College where he graduated with a Bachelor’s degree in Economics. He has 32 years’ experience in investment. He started his career immediately after graduating as a participant in the Associate’s program back in 1983.

Later he got promoted to the position of chairman of the company’s management. In July 2015, the board of directors of the company elected him the Chairman of Capital group.

Source: https://en.wikipedia.org/wiki/Capital_Group_Companies

Professional History and Amazing Philanthropy of Betsy DeVos

Betsy DeVos is the current Education Secretary of the United States. She is also a highly successfully businesswoman who belongs to the DeVos Family. Her less known achievements include her philanthropy. She joined the platform of Republican Party to begin her political career in 1992. Since then she held various positions in the party and earned a great reputation. She is a strong advocate of the reforms in the education system of the US. It is why her philanthropic activities are focused on education. She is the wife of a successful businessman Dick DeVos who is the eldest son of business tycoon Richard DeVos. In 1989, Betsy and Dick decided to launch their family foundation for philanthropy. Since then Dick and Betsy DeVos Foundation is providing funds for different causes including community, arts, justice, leadership, and education. Betsy spent twelve million dollars on philanthropy during 2015 which was five times the money she spent on her political campaigns between 2010 to 2015. Betsy and her husband enjoy the twenty-fourth place on Forbes list of America’s Top Givers.

Loudspeaker Media, Inc. is run by a former CNN anchor Campbell Brown. For the firm, Betsy provided four-hundred-thousand dollars which Brown will use to build a new educational website. The Partnership for Educational Justice is a nonprofit organization that is also run by Campbell Brown, and Betsy DeVos also provided four-hundred-thousand dollars for it. She provided one-hundred-and-fifty-thousand dollars to The Success Academy Charter Schools, and she provided five-thousand dollars to GREAAT Schools Incorporation which is a nonprofit charter school management company. Not long ago, Betsy visited a Christian school in Michigan named The Potter’s House. She promised funds for the school and later provided two-hundred thousand dollars. A nonprofit organization which is strongly connected to American Federation for Children is the Alliance for School Choice, and it was provided one-hundred-thousand dollars by Betsy DeVos. She also provided fifty thousand dollars to a foundation that strives for education reforms.

Betsy is the Governing Body Member of American Enterprise Institute for Public Policy which is a Washington D.C.-based think tank. She provided seven-hundred-and-fifty-thousand dollars to the Institute and promised one million dollars for the future. Institute for Justice is a nonprofit and libertarian law firm for which she provided ten-thousand dollars. Betsy gave six-thousand-and-five-hundred dollars to the Intercollegiate Studies Institute Incorporation. She also provided five-hundred-thousand dollars to College Park Foundation at the University of Maryland. The University honored Betsy by naming the institute after her and her husband’s name. Men and women receive flight and aircraft maintenance undergraduate certificates from School of Missionary Aviation Technology for which Betsy has provided one-hundred-thousand dollars. Ferris State University and numerous other educational institutions received thousands of dollars as funds from Betsy DeVos.

Fabletics: The Best Fitness Clothing You Can Get

Kate Hudson is taking over the fashion industry in e-commerce by storm. She has used several techniques that have enabled her to do it all easily. Fabletics works to provide you with fitness clothing.

She has been able to build a company worth $250 million in just three years which is a breakthrough in the e-commerce world. This was possible because she had all the right moves to make. She recognized that the customers needed to have outfits that change the fitness game altogether.

Usually, the established firms would place a high price on their product, and the customers would assume it is indeed the highest quality.

The Reverse Showrooming Technique

By the use of this technique, Kate Hudson has been able to get more people interested in her products. Here is how it works in summary:

  • By organizing events where the potential customers attend, they get to fraternize with their future market.
  • These online stores offer a way of the customers to get to know exactly what they are being offered.
  • When this happens, statistics indicate that 30% of them will become members of Fabletics and the rest 25% become members by the time they depart from these events.
  • Hence, they are ready to subscribe to her online community after seeing the goods.

The Whole Kit In Summary

When you are a member of the online community that she has created, and you have subscribed to it, you will be able to order all the goods that you want which are found in her stores. They will have the following distinct features that have been the trademark of Fabletics.

  1. High Quality

Whenever a customer tries on something new, they want to see that it works for them and that they have gotten every penny’s worth. They demand quality, and that is what Fabletics gives you after you have subscribed and ordered.

  1. Fashion Conscious

Despite being clothes for your fitness programs, they have the sense of style that we all want to be in at all times even when we are sweaty and clammy from working out. That is why they have been made to look sexy and attractive on you when you wear them. They are stylish and fashionable.

  1. The Price Tag

This is not a problem because, for every penny that you pay, you receive the best of it all. As a customer, you will be satisfied by what you see when it gets delivered to your doorstep.


So, Fabletics is amazing, and that is why the founder has been able to build a multi-million dollar company in just three years selling fitness apparel only, online. When you decide to try it out, you will not be disappointed at all.

Weekend #workout plan inspired by @gingerressler’s high-power moves ????

A video posted by @fabletics on

A Recap of the Life of Norman Pattiz

Norman Pattiz is a well-known and highly respected leader in the broadcast industry, for over 40 years he has been bringing us some of the most popular programs in radio history. Pattiz has served twice on the Broadcasting Board of Governors of the United States of America, being appointed by Presidents Clinton and Bush. This board administrates nonmilitary radio programming for the United States Government, programs of note include The Voice of America and Radio Free Europe. Norman was instrumental in launching America’s Arabic language radio, now broadcasting to all 22 Middle East countries with a unique Farsi language program designed for Iran, with a weekly audience of over 40 million people.


In 2006 Norman Pattiz founded Westwood One, and under his tutelage, Westwood One became the largest radio network listened to, by Americans in Broadcasting news, entertainment, sports, and talk radio. Westwood One distributed CBS News, NFL Football, The Super Bowl, The Olympic Games, and numerous talk radio programs along with many others. Realizing there was a large untapped market in the audio-on-demand industry Norman started the Courtside Entertainment Group in 2010 and in the fall of 2012 he launched PodcastOne. PodcastOne quickly became the number one producer/distributor of audio-on-demand programming. The PodcastOne line-up includes some of the most popular sports, entertainment and talk radio personalities in the world. Listeners can enjoy Laura Ingraham, Shaquille O’Neal, Larry King, TheCHIVE, and over 200 others.


He has served in various positions involving national security, including as a member and past chairman of the Board of Governors at Los Alamos National Security, and serves on the Region 1, Homeland Security Advisory Council. He is a member of the Board of The Regent of Energy Laboratories and has served as director of the Office of Foreign Relations for the Los Angeles sheriff’s department. Pattiz is also contributing his talent to higher education since 2001 he has been Director of The Regents at The University Of California and is a board member at the Annenberg School of Communication at the University of Southern California.


Norman Pattiz, recognized for his work with numerous awards, is the recipient of the Distinguished Education Service Award, several Broadcaster of the Year Awards, and The Freedom of Speech Award, to mention only a few. In recognition of his many contributions to the radio broadcast industry; inducted into the National Radio Hall of Fame in 2009.

Learn more: http://regents.universityofcalifornia.edu/about/members-and-advisors/bios/norman-pattiz.html


WEN by Chaz’s Ultimate 5-in-1 Conditioner

The hair care industry is full of hopes and dreams. Not to try an knock this exclusive field, finding the best product that meets your demands can be tricky with all of the options that are forever available. Cleansing conditioners are very popular among both men and women. These products give the hair and scalp total cleansing capabilities much more so than just using a shampoo product. Did you know that many of today’s top brands have chemical loaded formulas? Unfortunately, this is true and these chemicals can give the user many unwanted affects. The best thing to do is lesson the use of the products, stop using the products, or simply switch to another product.

One of the best cleansing conditioners of today comes from a brand named WEN by Chaz. Wen Hair is so different from just about any other brand thanks to it’s revolutionary make-up. There aren’t any dangerous chemicals here, but rather natural ingredients that have been baked up in mother nature’s kitchen. Lavender, fig, sweet almond mint, cucumber, panthenol, rosemary extract, wild cherry bark, chamomile extract, aloe vera leaf, and many more. WEN’s 5-in1 Cleansing Conditioner is simply one of the very best conditioners hand down. It detangles, moisturizes, strengthens, and adds shine. Another bonus is that it’s universal and can be used for many different hair textures.

WEN by Chaz is turning the industry upside down when it comes to natural healing for the hair, of course. All in all, WEN by Chaz is the best route to take and it’s cleansing conditioners are of the highest quality.

For more product information, visit the Wen Facebook page and Twitter.

View the Wen Company Profile here: https://www.crunchbase.com/organization/wen-hair-care#/entity